Home loans

A smarter path to your next home

See your personalized options to buy, refinance, or tap the equity in your home. Free to check, and no obligation.

• Purchase, refinance and cash-out options
• An application you complete online at your own pace
• Free rate quote with no obligation to proceed
• Lending in all 50 states

Free to check, no obligation. TrueRateGuide is not a lender and may be compensated when you request a quote.

Who it suits

Quicken Loans is a Rocket Mortgage brand, and one of the larger mortgage lenders in the country. It suits people who would rather work through an application online than sit in a branch, and who want to see purchase and refinance options in one place before committing to anything.

Set expectations properly: a rate quote is not an approval. Your actual rate and whether you qualify at all depend on your credit, your income, the property, and how much you are putting down. The quote is the start of the conversation, not the end of it.

Three simple steps

1. Tell them what you need. Buying, refinancing, or taking cash out of the equity you already have. It takes a couple of minutes.
2. See your options. You get loan choices based on your details, so you can weigh the monthly payment against the term and the total cost.
3. Move forward when you are ready. You continue with the lender directly. Nothing obliges you to proceed.

Quicken Loans, answered

Is Quicken Loans the same as Rocket Mortgage? Quicken Loans is a Rocket Mortgage brand. Rocket Mortgage, LLC is the lender behind it.

Does checking my options affect my credit? Getting an initial quote is not a full application. A hard credit check happens later, when you formally apply, and the lender will tell you before that point.

What can I use it for? Buying a home, refinancing an existing mortgage, or taking cash out against the equity you have built.

Is it available where I live? Lending is available in all 50 states, though rates, terms and eligibility vary by state and by your own situation.

Does it cost anything to look? No. Seeing your options is free and carries no obligation to take a loan.

TrueRateGuide is not a lender or a mortgage broker and may be compensated when you request a quote. Quicken Loans is a Rocket Mortgage brand; Rocket Mortgage, LLC is responsible for its own rates, terms, lending decisions and eligibility. Rates and availability vary by state, by property, and by your own credit and financial circumstances. This is not an offer of credit or a commitment to lend.