Why wait for tomorrow when you can get a loan today?

Three steps between you and a decision

1. Tell us what you need

   Enter the amount and a few details about yourself. One short form, and it takes about two minutes.

2. We pass it to the network

   Your request goes to lenders and lending partners in our network instead of you filling in a form for each one.

3. You review what comes back

   If a lender makes an offer, you read the rate, the term and the fees before you agree to anything.

What stays the same at every step

• One request, many lenders

  You fill in the form once. It is shown to the lenders and lending partners in the network.

• Free to submit

  TrueRateGuide does not charge you to send a request. We are paid by our partners, not by you.

• Terms shown before you agree

  The lender shows the rate, term and fees. Read them in full, and walk away if the offer does not suit you.

• No obligation to accept

  An offer is not a commitment. You can decline and nothing happens to your request.

• Not a lender

  TrueRateGuide does not make credit decisions and does not fund loans. The lender you choose sets everything.

A quick check before you start

• Know the amount

  Requests here run from $100 to $5,000. Asking for what you actually need tends to go better than rounding up.

• Have your income details ready

  Most lenders ask how you are paid and how often. Having it to hand keeps the form to a couple of minutes.

• Use details that match your bank

  Name, address and account details that match your bank records save a follow-up later.

• Read before you sign

  Whatever comes back, the agreement is between you and that lender. Read it before you accept.

Questions people ask first