Protect your vehicle from unexpected repair bills. Compare top warranty providers โ get a personalized quote in 2 minutes.
📅 Last updated: June 2026 โ Pricing varies by vehicle age, mileage, and coverage level. Get a free personalized quote to see your rate.
| Provider | Coverage Range | Max Mileage | Repair Shops | Best For |
|---|---|---|---|---|
|
CarShield
Top Pick
|
Powertrain โ Near Bumper-to-Bumper | Up to 300K miles | Any licensed shop |
Older & high-mileage cars Get Free Quote โ |
Pricing estimates are based on a mid-range vehicle with under 100,000 miles. Your actual cost depends on vehicle make, model, year, mileage, and chosen coverage tier.
Extended warranties cover repair costs after your factory warranty expires โ engine, transmission, electrical, and more.
Most top providers include roadside assistance โ towing, flat tires, lockouts, and emergency fuel delivery.
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Many top warranty providers let you take your vehicle to any licensed repair facility, not just the dealer.
An extended auto warranty (also called a vehicle service contract) covers mechanical breakdowns beyond the original manufacturer warranty. Coverage typically includes the engine, transmission, drivetrain, electrical systems, air conditioning, and more depending on the plan tier. Bumper-to-bumper plans offer the most comprehensive coverage, while powertrain plans cover only the engine, transmission, and drive axle.
Extended auto warranty costs vary by provider, vehicle age, mileage, and coverage level. Basic powertrain plans typically start around $99โ$120 per month. Comprehensive bumper-to-bumper plans can range from $150โ$300 per month. Many providers offer flexible payment plans and the ability to cancel for a prorated refund.
An extended warranty can be worth it if your vehicle is out of its manufacturer warranty, has high mileage, or you drive an expensive-to-repair model. The average unexpected car repair bill is around $1,800. If you're paying $100/month for coverage and avoid even one major repair per year, the warranty pays for itself. It also provides peace of mind and predictable monthly costs instead of surprise bills.
Most extended warranties exclude routine maintenance (oil changes, tire rotations, brake pads), wear-and-tear items (wiper blades, filters, belts), cosmetic damage, pre-existing conditions, and damage from accidents or neglect. Always read the exclusions section of the contract carefully before purchasing.
The best time to buy is when your factory warranty is about to expire or has recently expired, typically at 3 years or 36,000 miles for most vehicles. Some providers also cover older vehicles with higher mileage. Buying before a breakdown occurs ensures no pre-existing conditions are excluded from coverage.