*Discount based on retail rates. A deductible may apply.
TrueRateGuide Verdict — Strong pick for older, high-mileage vehicles
CarShield stands out for covering vehicles up to 300,000 miles — a limit most competitors don't match. Multiple coverage levels give you flexibility from basic powertrain protection up to near-bumper-to-bumper coverage. The ability to use any licensed repair shop (not just dealerships) is a meaningful differentiator. Best suited for owners of vehicles aged 5+ years or over 75,000 miles.
Coverage varies by plan. View Contracts and Exclusions at CarShield.com
Pros & Cons
What We Like
- Covers vehicles up to 300,000 miles
- Use any licensed repair shop — no dealer requirement
- Multiple coverage levels to fit different needs
- 24/7 roadside assistance included
- Rental car options available on select coverage levels
- Transferable coverage if you sell your vehicle
Things to Consider
- Price varies widely — get a quote for your specific vehicle
- Pre-existing conditions not covered (standard across the industry)
- Routine maintenance not included (oil changes, tires, brakes)
- Claims process requires authorization before repairs begin
- Coverage terms vary by state — read the contract
Coverage varies by plan. View Contracts and Exclusions at CarShield.com
How CarShield Works
Enter your vehicle info and zip code. Free, no commitment, takes 2 minutes.
Choose the coverage level that fits your vehicle and driving needs — from basic powertrain up to near-bumper-to-bumper.
Something breaks? Call CarShield's 24/7 line, take your car to any licensed shop, they handle the bill.
No more surprise repair bills. One flat monthly payment covers mechanical breakdowns.
Frequently Asked Questions
Is CarShield a legitimate company?
Yes. CarShield has been in business since 2005 and is one of the largest vehicle service contract providers in the US. They are BBB accredited and have processed millions of claims. Like all vehicle service contracts, coverage terms and exclusions vary by plan — always read the contract carefully before purchasing.
How much does CarShield cost?
CarShield pricing is personalized based on your vehicle's year, make, model, and mileage — so there's no single published rate. The best way to find out your rate is to get a free quote directly from CarShield. It takes about 2 minutes and doesn't affect your credit.
What does CarShield cover?
CarShield offers multiple coverage levels ranging from basic powertrain protection (engine, transmission, drive axle) up to near-bumper-to-bumper coverage levels that include electrical systems, air conditioning, fuel system, and more — with up to 5,000+ parts covered. All coverage levels include 24/7 roadside assistance. Coverage varies by plan. View Contracts and Exclusions at CarShield.com
Can I use any repair shop with CarShield?
Yes — CarShield allows you to take your vehicle to any licensed repair facility in the US, including dealerships and independent shops. You are not restricted to a specific network of service centers, which is one of CarShield's most cited advantages over competing providers.
Does CarShield cover high-mileage vehicles?
Yes. CarShield covers vehicles with up to 300,000 miles, which is higher than many competitors. This makes it a strong choice for owners of older or high-mileage vehicles who still want protection against costly mechanical breakdowns. Coverage availability will depend on your specific vehicle's make, model, and condition — get a free quote to see what's available for your vehicle.
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